Credit Bureau Software Solutions

CBC system [Credit Bureau Collation System], Credit Bureau data processing and operations management software;
ProfitMax system [Profit Maximizer, for portfolio credit management];
My Data [mobile IOS/Android and web credit report access channels for consumers];
Caltec Credit Factory [web-based onboarding workflow system for financial institution management of credit processes].
Information Validation System [IVS] for fraud prevention and detection.

CBC System [Credit Bureau Collation System]

CBC system is a complete credit bureau management core operating system [back-office data processing and front-office data reporting channels].
Consists of many modules, including data collecting, quality assurance, data mapping, data collation, credit report generation [web, b2b, mobile, and batch], customer service, and invoicing module.
Flexible credit score calculator module [multidimensional data cube].
Versatile data mapping module [multiple customer data formats].

This software allows a credit bureau client [a financial institution] to manage credit portfolios of prospects and existing customers to maximize profit by filtering many variables and rules.
Uses variables from credit reports and variables specified by the financial institution.
The financial institution can upload and work with multiple portfolios, applying consistent decision tree rules to filter its customers and prospects.

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Consumer credit report access systems include mobile applications for Apple IOS and Android operating systems and a website interface.
This system allows financial institutions to configure decision tree rules to prequalify consumers within the platform.

Caltec Credit Factory is a web-based onboarding [customer acquisition] workflow system for financial institutions.
Flexible workflow configuration.
Credit policy can be customized with decision trees using credit bureau variables and variables from the financial institution.
Virtual credit committee approval workflow process.
Uses document templates to generate final product contracts.
Allows for smaller financial institutions to digitize their credit approval and monitoring process.
Automatic notification system for clients and prospects through Email and SMS [short messaging service] channels.

This software reduces the risk of fraud associated with identity theft committed by individuals accessing a service remotely or by telephone.
The IVS constructs security questions to be asked of the remote person to validate the identity, using data recorded in credit histories, historical location information, and vehicle data, among other information from the Credit Bureau.